Terms of Use

Effective date: 5 November 2026

These Terms govern your use of CashLume, operated by FAAM Technology LLC ("we," "us," or "our"). By using CashLume, you agree to these Terms. If you use it for an organization, you confirm that you have authority to bind that organization.

1. Eligibility and accounts

You must be legally capable of entering into this agreement. Provide accurate account information, protect your credentials, and promptly report suspected unauthorized access to hello@faamtech.com. You are responsible for activities conducted through your account, subject to applicable law.

Workspace administrators are responsible for granting appropriate access and removing access when no longer required.

2. The service

CashLume provides tools for recording, organizing, importing, reviewing, and reporting financial and business information. Features depend on your subscription, configuration, and third-party availability. We may maintain, modify, or discontinue features, with reasonable notice of material changes where practicable.

3. Your records and responsibilities

You retain ownership of information and documents you submit. You grant us permission to host, process, transmit, and display them as necessary to provide and secure the service, according to our Privacy Policy.

You are responsible for having authority to provide records and connect external accounts, complying with applicable law, reviewing imported information, correcting errors, maintaining necessary records and exports, and managing workspace permissions.

4. Gmail and third-party integrations

Connecting an external account authorizes CashLume to access and process information within the permissions you approve, for the purposes described in our Privacy Policy. You may disconnect integrations or revoke access through the provider.

Third-party services have their own terms and policies. Their availability, authorization rules, or technical limitations may interrupt features or require reconnection. Disconnecting does not automatically delete records previously imported into CashLume.

5. Review of financial information

Automated extraction, categorization, matching, and reporting may contain errors or omissions. Email alerts may be delayed, duplicated, incomplete, or fraudulent. Verify information against authoritative records before approving entries or relying on reports.

CashLume provides software tools, not banking, investment, tax, legal, or professional accounting advice. You remain responsible for your decisions and reporting obligations.

6. Acceptable use

• Do not use CashLume for unlawful, fraudulent, or misleading activities.
• Do not access another person's information without authorization.
• Do not upload malicious code, interfere with the service, or bypass access controls.
• Do not infringe intellectual property, privacy, or other legal rights.
• Do not resell or commercially exploit access without our authorization.

7. Fees and subscriptions

For paid plans, prices, billing periods, renewal arrangements, and applicable cancellation or refund terms are disclosed at purchase or in a separate agreement. You are responsible for agreed fees and applicable taxes. Mandatory legal rights and any written agreement with us take precedence over conflicting general terms.

8. Intellectual property

CashLume's software, branding, and original materials belong to us or our licensors. Subject to these Terms and your subscription, we grant you a limited, non-exclusive, non-transferable right to use the service for authorized purposes. This does not transfer ownership of the service or its intellectual property.

9. Privacy

Our Privacy Policy explains how we handle personal information, including information received through Google APIs. Ensure that information you provide about other people is collected and shared lawfully.

10. Availability and warranties

We use reasonable efforts to operate CashLume reliably but do not guarantee uninterrupted availability or error-free processing. To the extent permitted by law, the service is provided "as is" and "as available," without additional warranties beyond those expressly stated in a written agreement. Mandatory warranties and rights remain unaffected.

11. Liability

To the extent permitted by applicable law, neither party is liable to the other for indirect or consequential losses arising from use of the service. Our total liability relating to the service will not exceed fees you paid us for it during the 12 months preceding the event giving rise to the claim.

These limitations do not apply to fraud, deliberate misconduct, or liability that cannot lawfully be limited or excluded.

12. Suspension and termination

You may stop using CashLume at any time. Send account closure and deletion requests to hello@faamtech.com.

We may suspend or terminate access where reasonably necessary to address a material breach, unlawful activity, security threats, or unpaid fees. Where practicable, we will provide notice and an opportunity to resolve the issue. After termination, information is handled according to our Privacy Policy and applicable legal obligations.

13. Changes and disputes

We may revise these Terms and publish an updated effective date. We will provide reasonable notice of material changes where required. Continued use after changes take effect constitutes acceptance to the extent permitted by law.

Please contact us first to attempt to resolve a dispute. Nothing in these Terms removes mandatory rights, remedies, or protections available under applicable law. If any provision is unenforceable, the remaining provisions continue to apply.

14. Contact

FAAM Technology LLC
Support: hello@faamtech.com